What is an annual maximum for dental insurance?

An annual maximum is the limit your dental insurance plan will pay for certain costs each year. If you’re shopping for a , or have 1 already, it’s important to know your annual maximum to help avoid surprise out-of-pocket costs. Here are some more details about dental insurance annual maximums. How does an annual maximum work?

What are annual maximum benefits?

Annual maximum benefits differ from out-of-pocket maximums, which limit how much you will pay over a year for healthcare services. Maximum benefits are common in adult dental insurance, vision insurance, short-term health insurance, and other types of supplemental insurance.

What is a maximum benefit for health insurance?

Depending on your insurance coverage, a maximum benefit may be based on the service provided or the policy length. For instance, a maximum benefit for short-term health insurance is usually for the policy term or period. For dental insurance, it’s a calendar year. In those cases, your maximum resets at the start of a new plan year or term.